Why Choose AltInvest?
Choosing Altinvest means committing to a secure, transparent, and ethically driven investment experience. We prioritize your financial success while ensuring our investments align with ethical standards.
Ethical and Shariah-Compliant Investing
Invest with confidence
knowing your portfolio aligns with ethical principles and Shariah
compliance.
Ease of Use
Manage your investments effortlessly with our user-friendly,
mobile-first platform, giving you convenient access wherever you are.
Security and Trust
Your investments are protected by advanced security
measures and backed by The Alternative bank regulated by the Central Bank of Nigeria (CBN).
Invest On The Altinvest Mobile App
Download the Altinvest App on Your mobile and invest on the go.


How it Works
Investing With Altinvest is Easy As 123
Access your budget and financial information on the go with our mobile app, available on both iOS and Android
Real Estate Investment Notes (REIN)
Unlock the potential of the real estate market with our Shariah-compliant Real Estate Investment Notes. Earn returns of up to 21% through investments backed by premium, well-vetted projects.
-
High Returns
-
Minimum Investment
-
Shariah-Compliant
-
Portfolio of Reputable Projects
-
Long-term Growth Potential


Managed Portfolio Services
No time to manage your investments? Let our experts do it for you. We will create a personalized investment strategy based on your risk tolerance and goals, handling everything from buying and selling to automatic rebalancing.
Ethical Sukuk Bonds Portfolio
Invest in our Ethical Sukuk Bonds Portfolio, designed to align with Shariah principles. This portfolio offers a transparent, responsible
investment option through Sukuk bonds, ensuring your wealth grows in a manner consistent with Islamic financial values.
-
Consistent Returns
-
Capital Protection
-
Ethical Compliance
-
Minimum Investment
-
Investment Term


Gold-Linked Investments
Diversify and protect your assets with fractional gold investments. Starting from just 1 gram, Altinvest makes owning gold simple and secure, helping hedge against inflation and add stability to your portfolio.
-
Fractional Ownership
-
Inflation Hedge
-
Portfolio Diversification
-
Seamless Digital Access
FAQ
Frequently Asked Questions
Here are some answers to the most common questions about Altinvest.
1. ONBOARDING ON ALTINVEST
Find questions below
Q: What do I need to get started on altinvest?
A: A valid email address, phone number linked to your BVN, personal details (full name, date of birth), BVN, stable internet connection, and an Android or iOS device.
Q: How do I register on the AltInvest app?
A: Download the app from the Play Store or App Store and sign up using your BVN-linked phone number and personal details. Registration takes less than 2 minutes.
Q: I am already an AltBank customer. Do I still need to register?
A: Yes. AltInvest requires a separate investment profile, even if you already use AltBank.
·Q: Why do I need to provide my BVN and documents?
A: This is in line with CBN’s AML/CFT regulations and KYC requirements. Your BVN helps us verify and secure your account.
Q: Can I use AltInvest on more than one device?
A: No, your AltInvest account can only be accessed from one device at a time.
Q: What happens if my AltBank account is restricted?
A: It means your documentation is incomplete. You will receive an email with steps to complete verification.
Q: Is my money safe?
A: Yes. Funds are held and managed by The Alternative Bank. Card payments are processed via PCI-DSS compliant gateways.
2. SUKUK INVESTMENT
Find questions below
Q: What is Sukuk?
A: Sukuk is a Shariah-compliant bond. Instead of earning interest, investors
earn returns from profits generated by the underlying assets.
Q: How does Sukuk work on altinvest?
A: Your funds are pooled into a project or asset-backed vehicle. You earn a fixed or variable profit share from the proceeds.
Q: Is it compliant with Islamic finance principles?
A: Yes. Sukuk offerings on AltInvest comply with Islamic finance rules and are reviewed by a Shariah Advisory Board.
Q: Who can invest in Sukuk?
A: Investors who prefer ethical, non-interest-based investments.
Q: What is the minimum amount I can invest?
A: The minimum investment amount will be specified on the particular Sukuk listing on the platform.
Q: Can I exit my Sukuk investment early?
A: Early termination is possible but may come with penalties. Check the investment terms before proceeding.
Q: When do I get paid?
A: You receive periodic profit payouts and your capital at maturity, as specified in the investment terms.
Q: Are Sukuk investments safe?
A: They are backed by tangible assets and structured to minimize risk, but like all investments, returns are not guaranteed.
3. REAL ESTATE INVESTMENT
Find questions below
Q: What is a Real Estate Investment Note (REIN)?
A: A REIN allows you to invest in real estate projects without buying property. You lend money to a developer and earn returns.
Q: How does it work?
A: You select a project, invest your funds, and earn periodic returns. Your capital is returned at maturity.
Q: What are the benefits?
A: Fixed returns, secured by real assets, low entry amounts, and no property management hassles.
Q: What kind of projects can I invest in?
A: Residential, commercial, mixed-use, and infrastructure upgrades.
Q: Is it safe?
A: Funds are secured against assets. Altinvest only lists vetted projects but risks still exist.
Q: Can anyone invest?
A: Yes, if you have an AltInvest account and meet the minimum investment amount.
Q: When do I get my money back?
A: Returns are paid periodically, and principal is returned at the end of the investment term.
Q: What happens if I need to exit early?
A: Early exits may come with penalties. Holding to maturity is recommended.
4. GOLD & COMMODITY INVESTMENT
Find questions below
Q: Can I really invest in gold on altinvest?
A: Yes. You can invest in gold and other commodities listed, directly on the platform.
Q: Am I buying physical gold?
A: No. You buy digital gold backed by physical reserves stored by custodians.
Q: How do I earn money from gold investment?
A: You earn by buying low and selling high as gold prices fluctuate.
Q: Is gold investment safe?
A: Gold is a safe-haven asset but still subject to price fluctuations.
Q: Do I get proof of ownership?
A: Yes. A transaction note and certificate of ownership is emailed after each buy/sell action.
Q: Are there any charges?
A: Yes. 1% commission on buy/sell + 7.5% VAT on the commission.
Q: How do I start investing in gold?
A: Login to AltInvest, go to ‘Commodities’, select gold, and invest.
Q: Can I withdraw my money anytime?
A: Yes. You can sell your gold at any time and withdraw to your AltBank account.
Q: Is gold investment suitable for me?
A: If you want to preserve value or diversify your portfolio, yes. Understand your risk profile first.
What Our Users Are Saying
Altinvest has transformed my approach to investing. The ethical options give me peace of mind, and I’ve seen consistent returns. The app is so intuitive,
making investing easy and enjoyable.

Zainab Adeniyi
I love being able to invest in projects that align with my values. The transparency and ease of use have made AltInvest my go-to platform for ethical investing

Ahmed Musa
The managed portfolio feature is a lifesaver. I can focus on my career while Altinvest takes care of my investments, always keeping me on track for my financial goals.
